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However, the lender has slightly stricter eligibility requirements than some of our other top picks, including a number of years of credit historical past, secure earnings, and few or no fee delinquencies in your credit score report. Wells Fargo private mortgage evaluate External link Arrow An arrow icon, indicating this redirects the user.” With additional rewards in home improvement classes, 0% introductory APR durations that help you finance big purchases without interest, and generous sign-up bonuses, bank cards can stretch your personal home dollars further. When you get an eligible card with NerdWallet and pay your first bill on time.…